Estate Planning

Your estate could be your home, pension, savings, insurance, even business so planning is essential if you want to ensure that it is shared amongst those who matter to you.
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will writing services

Everyone is unique and as such requires unique Will writing. This is only possible with a personal service that can listen and advise on a Will that fulfills all personal and legacy needs and requests.
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Is the time right?

As you get older you'll consider a Will regularly but in reality many leave it too late and as a result allowing the government to decide on how the inheritance you leave is distributed.
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Inheritance Tax

Inheritance will attract tax but there are ways to minimise it. You'll need someone who understands this and measures you can use to ensure that the maximum you can give goes to those you leave it to.
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Discretionary Trusts

Types Of Trusts

Nil Rate Band Discretionary Trusts

The nil rate band discretionary trust can function as a useful way of saving on Inheritance Tax within a Will, especially if you are a couple who are not married or are not in a Civil Partnership.

Disabled Discretionary Trusts

This could help you, if you have a relative with a learning disability. It takes some of the pressure off relatives already facing up to difficult decisions and offers a way of putting in place financial arrangements to help support your disabled relative, after you are gone.


Business Property Discretionary Trusts

If you are an owner of any interest in a business, this Trust allows you to pass on those assets, in a completely IHT efficient way. It also helps keeps those assets free of IHT for your descendants.

A Business Property Discretionary Trust offers you a greater level of flexibility to choose what you want to do with the business after your death. If you do not have one of these Trusts, the business will be sold or wound up, which could mark an unplanned end to a family business. Putting a Trust in place, allows your loved ones to continue the business for as long as they want and also allows them to sell it. Secure the future of your estate today.

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WHAT TO INCLUDE IN YOUR WILL

I can help you through this process, but you need to think about including the following:

  • Any money, property and possessions you have

  • Who you would like to benefit from your will

  • Who you want to look after any children under 18 years of age

  • An executor – this is the person who will manage your estate and carry out your wishes after your death.

Secure the future of your estate today by contacting Expert Wills on 07775 431 821 or email james.carlton@expert-wills.co.uk