Estate Planning

Your estate could be your home, pension, savings, insurance, even business so planning is essential if you want to ensure that it is shared amongst those who matter to you.
Read More

will writing services

Everyone is unique and as such requires unique Will writing. This is only possible with a personal service that can listen and advise on a Will that fulfills all personal and legacy needs and requests.
Read More

Is the time right?

As you get older you'll consider a Will regularly but in reality many leave it too late and as a result allowing the government to decide on how the inheritance you leave is distributed.
Read More

Inheritance Tax

Inheritance can attract tax but there are ways to minimise it. You'll need someone who understands this and measures you can use to ensure that the maximum you can give goes to those you leave it to.
Read More

Busting the Myths of writing a Will

Why do I need to make a Will?

It never seems like the right time to make a Will. The danger is that you will leave it too late and die without one, leaving your loved ones to pick up the pieces.


MYTH


If I don't make a Will, my spouse will automatically get the property in my estate.


FACT

This may or may not be true depending on what you leave behind. Dying without a Will leaves a lot of stress and anxiety for your loved ones. It can take a long time for your affairs to be sorted out and some people you intended to leave money to may lose out. Leaving a Will makes the legal process of looking after your affairs easier, less expensive and less painful for your loved ones.

MYTH

I don't need to leave a will because I've been living with my partner for so long, that we are as good as married in the eyes of the law.

FACT

If you're an unmarried couple (including same-sex couples), the only way to make sure your partner is provided for is by writing a Will. Without a Will, partners may not receive anything, as your estate may be shared between relatives. Dying without a Will leaves a lot of stress and anxiety for your loved ones.

MYTH

As long as I let people know what I want, I don't need to make a Will.


FACT

Writing a Will gives you control over who will inherit your belongings and assets. If you die without leaving a Will, spouses could lose out and charities, friends and unmarried partners will receive nothing. Writing a Will means you can name the beneficiaries and your wishes will be carried out.


MYTH

If I don’t write a Will, the state will take care of things and my children will stay with their grandparents.


FACT

If you are a parent of young children and you don’t have a Will, you will have no control over who takes care of them after you die. The courts will appoint someone on your behalf and this may not be someone you would have chosen. Making a Will means you can choose guardians for your children, to ensure they will be looked after until they turn eighteen.

MYTH

Only really rich people have to worry about inheritance tax (IHT), so I don't need to write a Will.


FACT

If you don't make a Will, you may have to pay IHT. Writing a Will means you can minimise any IHT charge, ensuring your family benefit from your estate, not the state and solicitors. With the help of a Will writer, you can leave clear directions on how to manage your affairs, avoiding the need to pay professionals to sort out any mess you leave behind.

why write a will

Welcome to Expert Wills, where you can get a personal service to help you plan your affairs
and offer you peace of mind for a future free from worry.

The benefits of writing a will;

  • Protecting the future for your children
  • Reducing the amount of inheritance tax
    your loved ones have to pay
  • Ensuring your estate will go to the people you want it to

If you are thinking about planning your estate, but don't know where to start, Expert Wills offers a friendly service, designed to meet your specific needs and help you secure the future for your loved ones.


WHAT TO INCLUDE IN YOUR WILL

I can help you through this process, but you need to think about including the following:

  • Any money, property and possessions you have

  • Who you would like to benefit from your Will

  • Who you want to look after any children under 18 years of age

  • An executor – this is the person who will manage your estate and carry out your wishes after your death.

Secure the future of your estate today by contacting Expert Wills on 07775 431 821 or email james.carlton@expert-wills.co.uk

Read More